Have You Been DENIED HEALTH INSURANCE?
You now have 2 Choices
One Plan is for BUSINESS OWNERS (or those starting a business) in Philadelphia and surround Suburbs. It is a special Keystone HMO policy through a special organization. I must personally submit the forms in order for there to be NO MEDICAL QUESTIONS ASKED.
(I personally endorse the above plan... why? because I have it and use it.)
The Second Plan is for any Person, Couple or Family. It is NOT a traditional Health Plan. It will reimburse you up to certain amounts of coverage per event. Ex: Doc Visits, Hospital Stays, Surgeries... each one has a specific amount payable to you if used.
It is better than nothing... and it has a low premium.
SEE DETAILS BELOW FOR BOTH PLANS:
First HMO Plan:
$20 primary $40 specialist
Prescription Drugs
Chiropractic
Dental is available as add-on
TO GET A QUOTE: quote@insurancejoy.com
Subject: Quote
What I need from you:
Name
Male or Female
Birthdate
Street Address City & ZIP
Telephone
Business/Occupation
Email Address
IF COUPLE or FAMILY: List names, sex & birthdates of all to be covered.
QUOTE@InsuranceJoy.com Put "QUOTE" in Subject Line
Allow 24 - 48 hours to receive quote.
Address is for quote & to confirm geographic availability.
2nd Plan
LETTER:
Dear Health Insurance Seeker,
I know that it can be a PAIN to think about health INSURANCE. I was SICK for a while and not having proper coverage was FINANCIALLY DEVASTATING... not to the mention the difficulty of getting PROPER CARE.
I learned the WRONG way. When I needed coverage... it was too LATE. If only I had known at that time about the OPTIONS that I'm going to share with YOU.
A few years after I became ill, I found a HEALTH INSURANCE CARRIER that asked NO Health Questions! I was finally able TO GET HEALTH INSURANCE from one of the most well-known HMO Carriers available today.
What I didn't know before, is that there is a SECRET to being eligible for this special health plan. I'm going to share this inside knowledge with you: This coverage is only available for people who are self-employed and join a specific organization. Now don't click away if you don't currently have a business - you can START a business.
I have helped many NEW businesses get health coverage: Personal Concierge, Gift Basket Business, Arbonne/Avon & other personal sales businesses, Photographers, Vitamin Company Reps, Online Web Businesses, Independent Sales Reps, Real Estate Agents or Investors, etc. This plan is great for anyone who receives a 1099 or who invoices for payment. For instance: Attorneys, Accountants, Virtual Assistants, Consultants, etc. Have a business OR Start a business - you're eligible. You will simply provide a business license when you apply for coverage.
Disclaimer & Pricing Info: I have never had anyone denied, but I can't say it will never happen. So it's worth getting a free quote as history has shown that coverage is available. Be Aware: EVEN HEALTHY PEOPLE LOVE THIS PLAN - it's a great value for the price.
Now, if you're super healthy with NO pre-existing conditions... and no medical issues in your recent past... you might want to look at an HSA. This plan has a low premium and wonderful TAX SAVINGS** for most people.
Supply me with the information I requested near the top of this page: Quote@InsuranceJoy.com subject line: QUOTE
No matter what company or plan, we will work to get the COVERAGE that will BEST protect your health AND financial well being.
I do all consults and quotes by email. All applications are over the internet OR BY MAIL - depending on the carrier.
Best of Health to You,
Joy Porter
** P.S. Yes, I said "TAX SAVINGS". With an HSA, you can have a TAX DEDUCTION with funds that ACCUMULATE and GROW each year TAX FREE**. At first they can be used tax-free for health purposes... but when you turn 65, those funds can be used for any retirement needs. Let's see if you qualify for this plan.
P.P.S Remember, I understand how overwhelming it can be to look for Health Insurance.It's the main reason why I didn't get health coverage a few years ago, unfortunately I ended up getting sick. Putting off getting health coverage ended up costing me much much more than any premiums would have cost. And like many, it cost me my credit reputation because I couldn't pay hospital/medical bills immediately. I have taken those difficult LESSONS of my past and use them to HELP my CLIENTS protect their future. This is my MISSION.
I appreciate that you visited my website and I look forward to serving your health insurance or life insurance needs.
ANNOUNCEMENT July 2007:
Joy is proud to have been a Dave Ramsey
ENDORSED LOCAL PROVIDER
"The Dave Ramsey Show" www.DaveRamsey.com
Dave Ramsey offers life-changing financial advice as host of the nationally syndicated radio program, “The Dave Ramsey Show,” which is broadcast on more than 250 radio stations throughout the United States to over 2 million listeners each week . The three-hour live radio talk show focuses on life, love, and relationships, and how they happen to revolve around money. Dave says, "It's where life happens...caller after caller."
Joy appreciates that she was personally chosen by Dave's team in 2006 to provide the best in Health & Life Insurance. She has chosen to allow another the opportunity to serve and she will not renew her contract with the Dave Ramsey Show as of July 2007. Joy believes in Dave's philosophy and will continue to serve all of her clients with Dave's best advice in mind!
DISCLAIMER
**All references on this website, audio & transcript to Taxes, Tax Savings and Tax Deductions are presented as general information. You are requested to always talk with YOUR TAX ADVISOR, Accountant, CPA or Attorney about your specific situation. We are not dispensing tax or legal advice.